This happy ending was created because John originally followed up on a story published in the Dallas Morning News. If he hadn’t Mr. Brannon might not be in his home today.

We regularly negotiate a reduced payoff for our senior homeowners around the USA. Sadly though, the lenders all have to be educated on this. With enough information we are generally successful.

Lenders are much more amenable to “short sale” language and we’ve learned how to navigate this waters effectively.

The unusual environment found today; excessive debt, escalating mortgage payments, reduced home values, really makes this a viable option for lenders.